tag:blogger.com,1999:blog-12825575.post115004795285030028..comments2023-10-24T16:46:53.261+03:00Comments on النغيير والاصلاح .... تحت سقف الوطن ومصالحه: التمويل العقاري هو الحل!Unknownnoreply@blogger.comBlogger1125tag:blogger.com,1999:blog-12825575.post-1150082301321682882006-06-12T06:18:00.000+03:002006-06-12T06:18:00.000+03:00When we borrow money for a mortagage we have to su...When we borrow money for a mortagage we have to submit to an extensive credit investigation and that is done by supplying our tax return in addition to a financial statment,that is difficult in Syria as many people do not pay their fair share of taxes so they do not have a track records for their credit report ,i still think that providing loans via private banks and decreasing speculation by asking for property tax after the princible residence depending on the price of the house that will decrease speculations and investment in real estate,good planing for the cities and future expantion , the city goverment could ask in return for the permit to provide 25% of the houses to low income families or to newly wed university graduates,another way to provide housing even if rental is to have a clear contract law like what we have in the US we rent for multiple of one year and the contract is valid for that time and with a two month notice befor the end of the contract the owner or the tenent can notify the othe of ending the contract by it,s end date the owner will have his house back and the tenent will leave to a better house or to a house he buys ,making clear that tenent will not refuse to leave will secure the owner to rent and will encourage people to invest in building housing complexes and rent them ,the price of the rent should not be set by the goverment as the goverment does not know the situation of each tenent or owner the price will be set in the contract which both parties will sign,because it is a buissines the goverment should look for the profit that the owner is making (income - epense)and tax that at a low rate for a few years so people will partisipate in solving the housing problem and build these rental units.price controle does not work and i think it was part of the problem that made housing a big problem,as many property owners ask for what we call turn key money (FROGEIA)which makesit very difficult for young people to rent,NAIM NAZHA ,MD.normanhttps://www.blogger.com/profile/03772051260926223461noreply@blogger.com